About

The Mission of The Talbott Mortgage Team is to deliver excellent lending advice by exceeding customer expectations, while providing a welcoming environment that enlightens and challenges colleagues to inspire moments of optimism and happiness.
My team and I have built the business on 3 key factors; proactive communication, upfront underwritten approvals, and industry leading turn times for closings. We are known for fighting for our clients and call all listing agents when offers are submitted. My team and I will work fast and efficiently to eliminate any headaches during the process. I take every call and referral seriously and understand that to be successful my team must treat every client and referring partner with the same level of service.

NEO represents THE NEW EXPECTATIONS that clients should have of their mortgage company.

We want to have more control over the process and emphasize change in the industry for our homebuyers. We want to help our clients understand and build wealth through real estate. Till now the mortgage industry has been heavy interest rate focused and very transactional. We have the technology, tools and advice to be able to show you different mortgage strategies and how pulling those various levers can impact your overall wealth. First and foremost, we believe that if we’re doing our job right, your mortgage loan closing is just the beginning to our relationship.
Imagine a day when mortgage companies can no longer get away with just putting people into debt, but must equally focus on getting people out of debt and showing them how to leverage their home to maximize their wealth.
 
We believe successful homeowners – who have a plan to maximize their wealth and minimize their monthly expenses – make better neighbors and build stronger communities for us all.
 
We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin.
As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance.
 
Learn more at NEOHomeLoans.com

MORTGAGE TEAM

Kaitlin Lehr
Production Partner, NMLS NMLS#1201259

Kaitlin started in the mortgage industry in 2012 and joined our team in 2015. Now as our Contract to Close Partner, Kaitlin guides our clients through the loan process from the very beginning when the initial loan disclosures are sent to the very end at the close. Outside of the office, Kaitlin loves being at the beach, trying new restaurants,...

Michelle Antonio
Production Partner, NMLS NMLS#1505071

Michelle is a Production Partner on our team and is a client concierge that manages our client’s transactions from contract to close. Her goal is to work efficiently while catering to our client’s needs. She relocated to San Diego from the Bay Area in 2000 and has been in the mortgage industry for the last 20 years. When she’s not...

David Talbott
Branch Manager, NMLS #308119

Dave and The Talbott Mortgage Team have built his business on 3 key factors; proactive communication, upfront underwritten approvals, and industry leading turn times for closings. He is known for fighting for his clients and calls all listing agent when offers are submitted. His team will work fast and efficient to eliminate any headaches during the process. He takes every...

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